How Much Can I Recieve?

Most approvals fall between $20,000–$500,000, based on revenue and documentation. Strong performance may qualify for additional rounds.

When Can Funds Be Available?

After we review your documents, funds are often available within 1–3 business days. We’ll walk you through options before you choose.

How Does Reconciliation Work?

In revenue-based financing, payments (remittances) are tied to a percentage of receipts. Reconciliation adjusts future payments to reflect what your receipts show.

Is My Information Secure?

Yes. Your documents are encrypted and reviewed privately. Nothing is shared without your approval.

What Documents Do You Need?

We typically review recent bank statements and basic business details to understand your cash flow. We’ll tell you exactly what’s needed upfront.

Will Applying Affect My Credit?

No. We don’t run a hard credit pull during the initial review. If a capital partner requires credit later, you’ll know before anything is checked.

When Revenue Dips, Payments Should Adjust

What reconciliation means

Reconciliation adjusts your remittance (payment) based on your true revenue.

If revenue dips, payments should adjust down. If revenue recovers, payments should normalize.

For example, if revenue drops by 25% the remittance should drop by roughly the same amount under a true revenue-tied structure (exact method varies).

It’s not a favor, it’s by design.

How reconciliation protects you

Revenue rises and falls with seasons, customers, and external factors and no one has a crystal ball.

When your funding is tied to your revenue, your payments should move with it too. That’s what reconciliation does.

In most cases, reconciliation changes the pace of your payments, not the total payback.

Why it matters

Cash flow problems don’t usually come from one bad week. They come from rigid payments during a temporary downturn.

When reconciliation is honored correctly, it can:

Reduce stress during slow periods.
Help prevent overdrafts and scrambling.
Keep you focused on running the business.

Where it breaks down

Some providers talk about reconciliation but make it difficult in practice: slow responses, unclear formulas, or endless documentation. Here are some warning signs.

🚩 They don’t show the formula.
🚩 They require weeks of statements for a tiny adjustment.
🚩 They treat it like they are doing you a favor, not as a normal part of the contract.

What to ask before you accept funding

If you’re evaluating a revenue-based product, ask:

Formula: How is reconciliation calculated?
Trigger: What changes qualify reconciliation?
Speed :How fast is it processed?
Duration: Is it temporary or ongoing?
Approval: Who approves it?

How reconciliation protects you

Revenue rises and falls with seasons, customers, and external factors and no one has a crystal ball.

When your funding is tied to your revenue, your payments should move with it too. That’s what reconciliation does.

In most cases, reconciliation changes the pace of your payments, not the total payback.

What to do if you’re already in it (and revenue drops)

Check the contract language for “reconciliation,” “adjustment,” “true-up,” or “variable remittance.” If it exists, you’re not asking for mercy, you’re invoking terms.
Send a clean request (one email, no rant). Include:
- last 2 weeks deposits summary (or whatever they require)
- last 2 months monthly totals (simple)
- the % change (ex: “down 22% vs prior average”)
- the date the drop started
Ask 3 direct questions:
- What’s the formula used to adjust the remittance?
- What is the review timeline (24/48/72 hours)?
- How long does the adjusted rate apply before the next review?

If they can’t answer those clearly, that’s a signal: reconciliation may be marketing, not mechanics.

Our stance

We believe that when revenue dips, payments should adjust.

We prioritize partners who honor reconciliation as part of the deal.

We have high standards for our capital partners, and we enforce them.