How revenue-based funding payments are collected through ACH remittance, credit card split, or lockbox account

Payment frequency matters

Revenue-based funding payments may be collected daily, weekly, or monthly.

The amount matters, but so does the timing. A payment that works for a business with steady daily deposits may not fit a business with uneven revenue, seasonal sales, or delayed receivables.

When reviewing an offer, ask:

Is the issue the cost, the payment amount, or when the payments hit cash flow?

Payment terms and cash flow items to review before accepting revenue-based funding

Summary

Revenue-based funding payments may be collected through ACH payments, a credit card split, or a lockbox-style deposit structure. The key issue is not just the total cost of funding, but how the collection method and payment frequency affect cash flow during normal weeks, slower periods, and delayed-receivable cycles. Two offers with the same funding amount and factor rate can still create very different pressure on the business.